Your money, your way
Not everyone spends the same, so why should your card be one-size-fits-all? Whether you’re keeping it simple, shopping smart, or managing global transactions, we’ve got the perfect debit card for you. Choose the option that fits your lifestyle and enjoy secure, seamless payments—your way.
SMART
R25.00 p/m*
FUNCTIONALITY
Local Transactions?
Prepaid Services?
Multi Source Deposits?
Unlimited Swipes
Cashback at A Point of Sale?
24/7 Online Banking Access
24/7 Mobile Banking?
FICA?
Savvy
R25.00 p/m*
FUNCTIONALITY
Local Transactions?
International Transactions?
Debit Orders
Payments
Prepaid Services?
Multi Source Deposits?
Unlimited Swipes
Cashback at A Point of Sale?
24/7 Online Banking Access
24/7 Mobile Banking?
FICA?
Guru
R25.00 p/m*
FUNCTIONALITY
Local Transactions?
International Transactions?
Debit Orders
Payments
Prepaid Services?
Multi Source Deposits?
Unlimited Swipes
Cashback at A Point of Sale?
24/7 Online Banking Access
24/7 Mobile Banking?
FICA?
*Transaction fees apply. To Request the latest Fees schedule send us an email: support@payaccsys.com
FICA Requirements & Limitations
Each card product is subject to FICA Requirements and FICA Limits. Please ensure that you a familiar with these limits.
Smart Card - Fica Requirements
FICA Requirement:
- SA Citizens: ID Only
- Foreign Nationals: Passport
- Asylum Seeker: Asylum Document
Smart Card - Fica Limitations
MONTHLY LIMITS:
- Monthly Balance Limit – R25000.00
- Monthly Deposit Limit – R25000.00
POINT OF SALE – LOCAL (TILLS):
- Point of Sale (per Transaction) – R10000.00
- Point of Sale (per Day) – R10000.00
- Cashback (per Transaction and per Day) – R2000.00
ATM – LOCAL:
- ATM Cash (per Transaction) – R2000.00
- ATM Cash (per Day) – R5000.00
Savvy Card - Fica Requirements
FICA Requirement:
- SA Citizens: ID Only
- Foreign Nationals: Passport and Work Permit / Refugee Permit / Temporary Residence Permit
- Asylum Seeker: Asylum Document
Savvy Card - Fica Limitations
LIMITS:
- Monthly Balance Limit – R25000.00
- Monthly Deposit Limit – R25000.00
- Daily Spend Limit – R25000.00
- EFT Payments per Month – R20000.00
POINT OF SALE – LOCAL (TILLS)
- Point of Sale (per Transaction) – R10000.00
- Point of Sale (per Day) – R20000.00
- Cashback (per Transaction) – R2000.00
- Cashback (per Day) – R5000.00
ATM – LOCAL:
- ATM Cash (per Transaction) – R2000.00
- ATM Cash (per Day) – R5000.00
POINT OF SALE – INTERNATIONAL (TILLS)
- Point of Sale (per Transaction) – R10000.00
- Point of Sale (Daily Limit) – R20000.00
ATM – INTERNATIONAL:
- ATM Cash (per Transaction) – R2000.00
- ATM Cash (per Day) – R5000.00
Guru Card - Fica Requirements
FICA Requirement:
- SA Citizens: ID and Proof of Residence
- Foreign Nationals: Passport and Work Permit / Refugee Permit / Temporary Residence Permit as well as Proof of Residence
- Asylum Seeker: Asylum Document and Proof of Residence
Guru Card - Fica Limitations
LIMITS:
- Monthly Balance Limit – R500000.00
- Monthly Deposit Limit – R500000.00
- Daily Spend Limit – R100000.00
- EFT Payments per Month – R50000.00
POINT OF SALE – LOCAL (TILLS)
- Point of Sale (per Transaction) – R50000.00
- Point of Sale (per Day) – R100000.00
- Cashback (per Transaction) – R2000.00
- Cashback (per Day) – R10000.00
ATM – LOCAL:
- ATM Cash (per Transaction) – R2000.00
- ATM Cash (per Day) – R5000.00
POINT OF SALE – INTERNATIONAL (TILLS)
- Point of Sale (per Transaction) – R50000.00
- Point of Sale (Daily Limit) – R100000.00
ATM – INTERNATIONAL:
- ATM Cash (per Transaction) – R2000.00
- ATM Cash (per Day) – R10000.00